atPay is an online payment platform that allows you to make payments for various bills and services, including electricity bills, education bills, airtime top-ups, cable TV subscriptions, data bundle top-ups, and internet bills. By using the atPay service, you can easily and securely make payments from your computer or mobile device.

To use the atPay service, you must create an account and provide us with accurate and complete information about yourself. You are responsible for maintaining the confidentiality of your account and password, and for all activities that occur under your account. You must immediately notify atPay of any unauthorized use of your account or any other breach of security

atPay allows you to make payments for various bills and services offered by third-party providers. By using the atPay service to make payments, you agree to be bound by the terms and conditions of the third-party providers, as well as these Terms of Service.

When you make a payment through atPay, you authorize us to charge your account for the amount of the payment, plus any applicable fees. You are responsible for ensuring that you have sufficient funds in your account to cover the payment.

atPay may charge fees for certain services or transactions, such as processing fees or convenience fees. Any fees will be clearly disclosed to you before you complete a transaction.